Track your budget, ISA allowance and savings goals in one clean app. No bank linking. No data harvesting. No noise.
Free forever while in beta · No spam, ever
What's inside
Set a monthly cap for each spending category. Tap a card, log what you spent. Watch the bar fill — simple as that.
House deposit, new car, holiday fund. Add money as you save. Your progress carries forward every month automatically.
Split your outgoings cleanly. Fixed costs carry forward. Variable and one-off costs stay where they belong.
Car insurance, MOT, annual subscriptions. Pennly spreads the cost monthly so nothing catches you off guard.
Most finance apps don't even know what an ISA is. Pennly tracks your £20,000 annual allowance, shows how much you've used, flags the April reset, and projects your end-of-year position every month.
Pennly doesn't connect to your bank. It doesn't have a server that stores your transactions. Everything lives in your browser — not our cloud, not a third-party analytics platform, not anywhere we can see. You can export your data any time and take it with you.
Early feedback
"Finally an app that actually tracks my ISA properly. Every other app either ignores it completely or hides it three menus deep."
"I don't want to give an app access to my bank account just to see where my money goes. Pennly gets that."